Different people have different visions of retirement.Some dream of peaceful mornings by the beach, others want to travel the world, and some simply want quiet days with family — free from financial stress. That’s why there’s no one-size-fits-all number.Your ideal retirement fund depends on your lifestyle, comfort level, and the kind of freedom you want. […]
💠How to Know Your Retirement Number Read More »
The Philippines recently ranked near the bottom of the Global Pension Index. Like many Filipinos, I hope the system improves someday. However, that can take time—and a lot of hoping and praying.So in the meantime, here’s what you can do to build your own financial security—quietly and deliberately. Taking Control of Your Future This isn’t
Pension? Build Your Own Security — Even with a Low Pension Index Read More »
Unfortunately, we talk about retirement when it’s almost too late. For decades, we’ve treated retirement as something that just happens — a stage we simply step into, as if we have no control over it. We ignore it while we’re busy building our careers, raising families, or chasing goals. And then one day, HR sends
We Talk About Retirement Way Too Late — Here’s How to Fix It Read More »
The “-ber” months are here, and with them come Christmas lights, family reunions, and plenty of holiday spending. 🎄 But without a plan, December can easily drain your wallet. This year, set yourself up for less stress and more joy by following these simple Q4 money tips for families. 1. Plan Family Vacations Wisely Travel
Q4 Smart Money Tips for Families Read More »
A few years ago, Anna bought her first life insurance plan. She was single, just starting her career, and the coverage felt more than enough. Fast forward to today—she’s married, has a two-year-old daughter, and is paying off a house. One night, while balancing her family budget, Anna realized: “What if something happens to me?
Why Policy Reviews Are Important Read More »
Most of us grow up being told to “save for the future.” And yes, saving is good. But here’s the thing—if all we ever do is save, our money quietly loses its power because of inflation. That’s why I often share in our financial seminars: we don’t really have a choice but to invest. A
The Inevitability of Investing: A 20-Year Picture Read More »
One major illness can destroy your retirement savings. Learn why a critical illness plan is essential to protect your future.
The Hidden Crack in Your Retirement Bucket Read More »
Recently, I had the opportunity to speak with a group of grade school teachers about financial literacy. It’s not their usual subject—so I was glad to step in and help. As part of the session, I created simple slides with kid-friendly phrases that they could use when talking about money. Here are some of the
There are things you just cannot save in a jar Read More »
Life Insurance mindset is change. Young professionals are starting early and for good reason.
Why Life Insurance Isn’t Just for Older People Read More »
A few days ago, a post went viral about an elderly jeepney driver trying his luck with online gambling. The person who shared the story felt heartbroken—watching someone work so hard, only to gamble their day’s earnings away, hoping for a miracle. It made me reflect on something deeper: how gambling culture has quietly shaped
Money Mindset and the Gambling Culture Read More »
